Inheritance Advance

Unlock your inheritance early

  • Don't wait 12 months for the probate process to complete.
  • Access 60% of your inheritance today.
  • Repay from the Estate, no monthly payments required.

    Borrowers Guide

Unlock your inheritance early with an advance loan

Level’s Inheritance Advance lets you access up to 60% of your inheritance immediately so you can move on without waiting for a lengthy administration process.

No personal liability

Secure your advance with your inheritance, not your personal assets. Loans are non-recourse, meaning that, as long as you keep to your agreement, the loan is repaid from the estate - never by you personally.

Based on your inheritance, not your circumstance

We assess loan affordability based on your inheritance, not your personal income, assets or credit score.

No monthly payments

Interest is rolled up throughout the term of the loan. You don’t have to make any monthly payments. The professional administrator repays your loan in full, before distributing any leftover inheritance to you.

Testimonials

Apply Today

What will happen once I apply?

Our team will call you within 24 hours to find out more about your situation. After a brief call, we’ll send you a full application form to complete.

How does an Inheritance Advance Loan work?

 

1

Borrowing against your inheritance doesn’t demand lots more paperwork. Get a free, no-obligation quote from us with just a small amount of information about yourself and the estate you are a beneficiary of.

Apply today

2

After a brief conversation with us, we will ask you to submit a full application. We will work with the professional firm administering the estate for all the information we need to underwrite your loan. We will only ask you additional questions about the estate or your inheritance if absolutely necessary. A member of our team will then talk you through how the inheritance loan works and formally offer funding. Once you have signed your loan agreement, the loan will be live and we will pay funds into your nominated bank account

Apply today
3

Interest is rolled up, meaning there are no monthly repayments. Once the administrators can distribute your inheritance, they will request a redemption statement from Level. They will repay the full amount owed to us under the loan agreement before they pay your remaining inheritance to you. You can repay your loan early, in full or in part, at any time with no early redemption fees.

Apply today
Speak to us today
020 7205 2870

FAQ's about
Inheritance Advance Loans

Beneficiaries of an estate can use an inheritance loan to access their inheritance sooner. An Inheritance Advance does not have the same strict lending criteria associated with traditional types of funding, as it is secured against the money you’re entitled to from the estate.
All of our loan facilities have a 1-2% administration fee. The interest rate can vary depending on the size and complexity of your loan. For more information on fees & process, please refer to our product guide
Funds are usually transferred to your nominated account within one working day of the loan going live. We can usually respond to your enquiry ‒ which is simple to complete online ‒ within 24 hours.

Guides

Probate Explained

Probate can be a long and confusing process. In Probate Explained, we talk you through how it works and how Level can help.

Probate

Being a beneficiary of a Will explained

To find out what being a beneficiary means, read on. This guide takes you through what happens next and what you can expect.

Probate

Who can Inherit if there is no Will?

In this guide, we’ll describe intestacy rules in the UK, including the classification of relatives, differences in intestacy rules in Scotland, and what your role could be in the process with regards to probate and executing the process.

Probate